Make the Switch

Stop Working Around Your Software.

AI cash application. Penny-perfect ledgers. 20+ integrations your current platform will never support.

  • ✓Dual-ledger accounting that stays accurate to the penny
  • ✓Automated cash application and reconciliation
  • ✓Free onboarding. We migrate your entire book and train your team.

See FactorCloud in Action

Fill out the form and we'll be in touch within one business day.

No commitment. Most demos run 30 minutes.

94%
of teams that see FactorCloud make the switch
60K+
invoices processed per month
80%
more net funding events, no added headcount
SOC2
Type II certified, audit-ready by default
See It in Action

Emails Become Funding Schedules. Automatically.

FactorCloud reads emailed invoice attachments, extracts the data, and creates funding schedules without anyone touching a keyboard. Multiple payout methods -- ACH, EFS, and more -- handled in the same flow.

AI OCR -- Email Processing
📧
Done
Email received
schedules@boltonco.com · 3 attachments
→
🤖
Done
AI extracts invoice data
INV-20480, INV-20481, INV-20482 parsed
→
📋
Done
Funding schedule created
SCH-8847 · $247,600 total
→
💸
Live
ACH payout queued
$230,268 advance · same-day ACH
Why Switch

Here's Why Teams Choose FactorCloud

Save Time and Costs

Automate the repetitive work, from schedule creation to cash application, so your team spends its hours on clients instead of data entry.

Flexible, Fast Integrations

20+ native integrations and an open API connect FactorCloud to the accounting, credit, and payment tools you already run.

Automated Cash Application

Payments match to invoices on their own. Dual-ledger accounting keeps every balance accurate to the penny, no month-end scramble.

Audit-Ready by Default

SOC2 Type II certified with a tamper-evident audit trail. Clean, reliable reports are ready whenever an examiner asks.

Why Switch

Side-by-Side. No Contest.

Comparison
Legacy Software
FactorCloud
User Interface
✗ Desktop-first. Weeks of training for new hires.
✓ Modern. 80% faster onboarding.
Funding Process
✗ Manual PDF uploads, data entry, and verification
✓ Automated. BrightBolt reads the invoice attachment.
Ledger Accounting
✗ Single-ledger. Month-end reconciliation required.
✓ Dual-ledger, always balanced
Integration Ecosystem
✗ Limited integrations. Professional services for custom connections.
✓ 20+ out-of-the-box
Client Portal
✗ No portal, or a basic view that generates more phone calls
✓ Full mirror-view portal
Cash Application
✗ Manual lockbox import and matching
✓ Automated. Payments match themselves.
Migration Cost
✗ Paid professional services
✓ Free. We handle everything.
Onboarding

Switching Is Easier Than You Think

Our team migrates your data, trains your staff, and gets you live in days. No stress, no downtime.

01
We migrate your data

No downtime, no headaches. Our team handles the heavy lifting so you don't miss a beat.

02
We train your team

Your team gets up to speed quickly with a mirror-view layout and an interface built for the work.

03
You go live

You're up and running in days, not weeks. Most teams are funding on FactorCloud within the first week.

FAQ

Common Questions

What makes FactorCloud different from other factoring software?
FactorCloud was built by a factor who processed 60,000+ invoices a month and couldn't find software that actually worked. Dual-ledger precision, BrightBolt OCR, 20+ integrations, a client portal live in days, and automation that processes 80% more net funding events without adding headcount.
What integrations does FactorCloud support?
20+ pre-built integrations including Claude, Tank Payments, Ansonia, QuickBooks, ROX, Bank Shot, Bill360, Lighthouz AI, CargoNerd, and BrightBolt, plus an open API for custom connections. Included on every plan.
How secure is FactorCloud?
SOC2 Type II certified, cloud-hosted on enterprise infrastructure with redundant availability zones, automated backups, and 24/7 monitoring. Data is encrypted at rest (AES-256) and in transit (TLS 1.3).
How long does onboarding take?
Most teams are live within days. We migrate your book, train your staff, and run both systems in parallel until you're ready. Onboarding is free, with no setup fees or contracts.
How does the OCR automation work?
Clients email invoice attachments to a dedicated FactorCloud address. BrightBolt reads the PDFs and images, extracts the data, and builds a complete funding schedule with your terms applied. Low-confidence extractions are flagged for review.
How long until clients are live on the portal?
Days, not weeks. The portal mirrors your internal view, so clients get access the moment you onboard them. No separate setup required.